How to Use the Maryland Salary Calculator
Five steps give you a full paycheck breakdown in under a minute.
- Pick your pay type: salary or hourly.
- Enter your annual salary, or your hourly rate plus hours and overtime.
- Choose how often you get paid.
- Select the Maryland county you live in.
- Add your filing status. Open the W-4 and deduction panels only if you want finer detail.
Results update as you type, so you can test a raise or a move to a new county on the spot. Use the copy link button to share a result with the exact inputs preserved.
How Much Is $75,000 After Taxes in Maryland?
A single filer in Montgomery County with one exemption keeps $56,203 of a $75,000 salary in 2026.
| Item | Per year |
|---|---|
| Gross pay | $75,000.00 |
| Federal income tax | $7,670.00 |
| Social Security | $4,650.00 |
| Medicare | $1,087.50 |
| Maryland state tax | $3,198.88 |
| Montgomery County tax | $2,190.40 |
| Take home pay | $56,203.22 |
Paid biweekly, that is about $2,161.66 per paycheck. The same filer at other salaries keeps:
- $50,000 salary: $38,953 a year, about $1,498.20 per biweekly paycheck.
- $100,000 salary: $71,803 a year, about $2,761.66 per biweekly paycheck.
- $150,000 salary: $102,082 a year, about $3,926.22 per biweekly paycheck.
County choice moves the answer more than most people expect. The $75,000 filer above keeps about $650 more per year in Worcester County, where the local rate is 2.25 percent instead of 3.20 percent.
Maryland Income Tax Rates 2026
Maryland taxes state income through 10 brackets, from 2 percent to 6.5 percent.
Two new top brackets started in 2025, at 6.25 and 6.5 percent. Most earners sit lower down the table. A typical worker pays 4.75 percent on the bulk of taxable income.
Single and Married Filing Separately brackets
| Rate | Taxable income from | Taxable income to |
|---|---|---|
| 2.00% | $0 | $1,000 |
| 3.00% | $1,001 | $2,000 |
| 4.00% | $2,001 | $3,000 |
| 4.75% | $3,001 | $100,000 |
| 5.00% | $100,001 | $125,000 |
| 5.25% | $125,001 | $150,000 |
| 5.50% | $150,001 | $250,000 |
| 5.75% | $250,001 | $500,000 |
| 6.25% | $500,001 | $1,000,000 |
| 6.50% | Over $1,000,000 |
Married Filing Jointly and Head of Household brackets
| Rate | Taxable income from | Taxable income to |
|---|---|---|
| 2.00% | $0 | $1,000 |
| 3.00% | $1,001 | $2,000 |
| 4.00% | $2,001 | $3,000 |
| 4.75% | $3,001 | $150,000 |
| 5.00% | $150,001 | $175,000 |
| 5.25% | $175,001 | $225,000 |
| 5.50% | $225,001 | $300,000 |
| 5.75% | $300,001 | $600,000 |
| 6.25% | $600,001 | $1,200,000 |
| 6.50% | Over $1,200,000 |
Maryland Standard Deduction and Personal Exemption
The Maryland standard deduction is a flat $3,350 for single filers and $6,700 for joint filers and heads of household.
Each exemption on your MW507 is worth $3,200 off taxable income at most income levels. The value phases out as income rises:
| Filing group | Income | Exemption per person |
|---|---|---|
| Single / MFS | Up to $100,000 | $3,200 |
| Single / MFS | $100,001 to $125,000 | $1,600 |
| Single / MFS | $125,001 to $150,000 | $800 |
| Single / MFS | Over $150,000 | $0 |
| MFJ / HOH | Up to $150,000 | $3,200 |
| MFJ / HOH | $150,001 to $175,000 | $1,600 |
| MFJ / HOH | $175,001 to $200,000 | $800 |
| MFJ / HOH | Over $200,000 | $0 |
Maryland County Income Tax Rates 2026
Every Maryland resident pays a local piggyback tax of 2.25 to 3.30 percent on top of the state tax.
The rate follows the county you live in on December 31. It does not follow the county where you work. The Comptroller of Maryland collects the tax for every county. Click a column heading to sort the table.
| County | 2026 local rate |
|---|---|
| Allegany County | 3.20% |
| Anne Arundel County | Graduated: 2.70% to 3.20% |
| Baltimore City | 3.20% |
| Baltimore County | 3.20% |
| Calvert County | 3.20% |
| Caroline County | 3.20% |
| Carroll County | 3.03% |
| Cecil County | 2.74% |
| Charles County | 3.03% |
| Dorchester County | 3.30% |
| Frederick County | Graduated: 2.25% to 3.20% |
| Garrett County | 2.65% |
| Harford County | 3.06% |
| Howard County | 3.20% |
| Kent County | 3.30% |
| Montgomery County | 3.20% |
| Prince George's County | 3.20% |
| Queen Anne's County | 3.20% |
| St. Mary's County | 3.20% |
| Somerset County | 3.20% |
| Talbot County | 2.40% |
| Washington County | 2.95% |
| Wicomico County | 3.20% |
| Worcester County | 2.25% |
Highest and Lowest County Tax Rates in Maryland
Dorchester County and Kent County charge the most at 3.30 percent. Worcester County charges the least at 2.25 percent.
That 1.05 point spread is worth about $718 a year on $68,450 of taxable income. Two workers with the same job and the same pay can see very different paychecks across a county line.
Anne Arundel and Frederick Graduated Local Rates
Two counties set their rate by income instead of charging one flat rate. Your bracket rate applies to your whole taxable income, per the Comptroller withholding method. It is not sliced into marginal bands.
| Taxable income, Single / MFS | Taxable income, MFJ / HOH | Rate |
|---|---|---|
| Up to $50,000 | Up to $75,000 | 2.70% |
| $50,001 to $400,000 | $75,001 to $480,000 | 2.94% |
| Over $400,000 | Over $480,000 | 3.20% |
| Taxable income, Single / MFS | Taxable income, MFJ / HOH | Rate |
|---|---|---|
| Up to $25,000 | Up to $25,000 | 2.25% |
| $25,001 to $50,000 | $25,001 to $100,000 | 2.75% |
| $50,001 to $150,000 | $100,001 to $250,000 | 2.96% |
| Over $150,000 | Over $250,000 | 3.20% |
What Changed for 2026
Three things changed this year. Allegany County rose from 3.03 to 3.20 percent. Kent County rose from 3.20 to 3.30 percent. And the state cap on local rates rose to 3.30 percent, which let Dorchester and Kent reach the new top rate.
Federal Taxes on a Maryland Paycheck
Federal tax is the largest single deduction on most Maryland paychecks.
Your W-4 drives it. The form sets your standard deduction, your child credits and any extra withholding. Our engine follows the same annual method payroll software uses, based on IRS tables for 2026.
Federal Income Tax Brackets 2026
The federal standard deduction for 2026 is $16,100 for single filers, $32,200 for married filing jointly and $24,150 for heads of household.
| Rate | Taxable income from | Taxable income to |
|---|---|---|
| 10% | $0 | $12,400 |
| 12% | $12,401 | $50,400 |
| 22% | $50,401 | $105,700 |
| 24% | $105,701 | $201,775 |
| 32% | $201,776 | $256,200 |
| 35% | $256,201 | $640,600 |
| 37% | Over $640,600 |
| Rate | Taxable income from | Taxable income to |
|---|---|---|
| 10% | $0 | $24,800 |
| 12% | $24,801 | $100,800 |
| 22% | $100,801 | $211,400 |
| 24% | $211,401 | $403,550 |
| 32% | $403,551 | $512,450 |
| 35% | $512,451 | $768,700 |
| 37% | Over $768,700 |
Social Security and Medicare (FICA)
Social Security takes 6.2 percent of wages up to $184,500 in 2026. Wages past that cap pay no Social Security tax for the rest of the year.
Medicare takes 1.45 percent on all wages, with no cap. Wages over $200,000 pay an extra 0.9 percent Medicare tax through withholding. Your 401(k) does not reduce FICA wages. Health premiums and HSA money paid through a cafeteria plan do.
How Your Maryland Paycheck Is Calculated
Every Maryland paycheck follows the same order of operations, from gross pay down to net pay.
Gross pay is your salary, or your hourly rate times hours, with overtime at time and a half.
Pre-tax deductions come off the top. A 401(k) cuts your income tax bill. It does not cut Social Security or Medicare.
Federal tax uses your W-4. Filing status, dependents and extra withholding all feed the figure.
FICA is Social Security plus Medicare. The rates are flat, and Social Security stops at the wage cap.
Maryland state tax starts from state wages. The state standard deduction and your MW507 exemptions reduce it before the brackets apply.
County tax applies your local rate to the same Maryland taxable income. This take home pay calculator uses the rate for the county you pick, including the graduated Anne Arundel and Frederick tables.
Post-tax deductions, like a Roth 401(k), come out last. They reduce your check but never your taxes.
